The Association of Banks in Singapore and the Singapore Foreign Exchange Market Committee have identified the Singapore Overnight Rate Average (SORA) as the alternative interest rate benchmark for the Singapore Swap Offer Rate (SOR) and have set out a roadmap for this transition.

SORA is an interest rate benchmark based on the average rate of unsecured overnight interbank SGD transactions brokered in Singapore. Administered by MAS, SORA is underpinned by a deep and liquid overnight funding market, and is commonly monitored by money market participants as a reflection of daily conditions in SGD money markets.

This shift is necessary given the expected discontinuation of USD LIBOR, following the announcement by the UK regulatory authorities that the benchmark will not be sustained by regulatory powers after end-2021. SOR relies on USD LIBOR in its computation methodology and the likely discontinuation of LIBOR after end-2021 directly impacts the future sustainability of SOR.

The industry-wide interest rate benchmark transition from SOR to SORA is overseen by the Steering Committee for SOR & SIBOR Transition to SORA (SC-STS), a group of industry participants convened by MAS.

Highlights

Media Release: Final Transition Approach for SIBOR Loans to SORA
30 June 2023

Response to Consultation Feedback on Adjustment Spreads for the Conversion of SIBOR Loans to SORA
30 June 2023

Media Release: SIBOR to SORA Transition Commences
15 March 2023

Consultation on Adjustment Spreads for the Conversion of Legacy SIBOR Loans to SORA
15 March 2023

Media Release: Industry Steering Committee Finalises the Key Settings of the MAS Recommended Rate and Supplementary Guidance for Active Transition of Legacy Wholesale Market SOR Contracts to SORA
18 July 2022

Response to Consultation Feedback on Adjustment Spreads for the Conversion of Legacy SOR Contracts to SORA
18 July 2022

Media Release: Consultation on Adjustment Spreads for the Transition of Legacy SOR Contracts in Wholesale Markets
18 May 2022

Consultation on Adjustment Spreads for the Conversion of Legacy SOR Contracts to SORA
18 May 2022

Media Release: Key Financial Industry Committees Set Out Timelines For SIBOR Discontinuation
11 December 2020

ABS-SFEMC and SC-STS Response to Feedback Received on SIBOR Reform and the Future Landscape for SGD Interest Rate Benchmarks
11 December 2020

Media Release: Joint Industry Consultation on the SIBOR Reform and a Shift to a SORA-centered SGD Interest Rate Market
29 July 2020

ABS-SFEMC and SC-STS Public Consultation on SIBOR Reform and the Future Landscape for SGD Interest Rate Benchmarks
29 July 2020

SC-STS’ Response to Feedback Received on Proposed Roadmap for Transition from SOR to SORA
19 March 2020

Media Release: Industry Steering Committee Sets Out Key Priorities to Achieve Smooth Transition to SORA
19 March 2020

ABS-SFEMC Public Consultation on Roadmap for Transition of Interest Rate Benchmarks: From SOR to SORA
30 August 2019

About SORA

Transition Roadmap

Announcements

Publications

Events

Frequently Asked Questions